Ideal Solutions

CASHFLOW MANAGEMENT

Ideal’s CashFlow Management© System includes the education, support and automated tools to create additional cash resources, rapidly eliminate debt and build financial independence. CashFlow Management© includes a combination of financial techniques and tools that, in the past, were offered primarily to wealthy individuals and large corporations. Ideal Financial Solutions has taken these tools and disciplines, once offered only to the rich, and combined them into one automated service specifically designed to create additional cash resources and literally save hundreds of thousands in interest expenses, and made these tools available to individuals, small businesses and families.

In his national bestseller, The Automatic Millionaire, David Bach stresses “The only plans that work are the ones that are automatic.” iDebtManager automates the way consumers receive and pay bills to effectively accelerate the elimination of all non-asset building debt and manage cash flow. iBillManager provides discipline, structure, convenience and controlled automation of transactional financial management. Together, iBillManager and iDebtManager provide seamless automation of Ideal’s core CashFlow Management© System. We begin by entering your financial information into our proprietary software model, which analyses your financial information and generates a customized CashFlow Analysis to help you create additional cash resources, rapidly eliminate debt and build retirement savings. As part of your CashFlow Analysis, we will evaluate a variety of additional services that could be incorporated into your CashFlow Management Plan to assess how each will truly affect your financial future. Scroll over any of the services below to learn more. iBillManager iBillManager is an online bill payment system that works with Ideal’s CashFlow Management and automates the way you receive and pay bills. BillManager provides structure, convenience and discipline for controlled automation of monthly debt payments. BillManager will allow you to view, pay and track all your bills online. You simply put the money into your bank each month and your bills will automatically be paid to help you save hundreds of thousands in interest expenses and begin building a solid financial future. You never write checks for your monthly debt payments again. Whether you pay your bills once, twice or ten times a month, your bills will be paid on time helping create the discipline necessary to achieve FINANCIAL FREEDOM! Metavante, a Marshall & Ilsley Corporation, manages all Electronic Funds Transfers; we never touch your money. Metavante Corporation is a technology subsidiary of Marshall & Ilsley Corporation (NYSE: MI).

iDebtManager iDebtManager is an online tool designed to automatically track Ideal’s CashFlow Management© System. Through this powerful tool you will have your entire CashFlow Management Plan at your fingertips. You will be able to view your debt free baseline and track your progress in real time, making each step of the wealth building process automatic. When evaluating a future purchase, iDebtManager can help you see the "true" results of the purchase on your financial future. Upon payoff of a current debt, iDebtManager can help you determine the most efficient method of servicing your remaining debts and where you are in relation to your debt free baseline. Take a tour of iDebtManager.

Power Payment Power Payment is one of the most important tools in aiding an individual’s efforts to accelerate the elimination of debt. It is a tool that has been used by the wealthy for years to help structure monthly debt payments. Because the wealthy could afford to hire financial planners to help administrate the payment of their monthly obligations, they created the discipline necessary for successful completion of a power payment program. Power payment strategically ranks each debt based on interest rates, balances, payments, etc. to determine the most efficient application of additional principal payments.

Mortgage Solutions Mortgage Solutions are a powerful way to accelerate the elimination of high interest consumer debt and turn your equity into an invest vehicle. Ideal does not advocate the careless use of equity to payoff all consumer debt, as you are converting your unsecured debt into a secured debt spread out over a longer period of time, and therefore you will pay even more interest. Ideal provides solutions that help consolidate higher interest debt into a lower interest equity loan but only in the amount that is right for your specific situation. We work with over 100 lenders nationwide to get the lowest possible interest rate with little or no upfront fees. We specialize in firsts, seconds, interest only, refinances and more.

Student Loan Consolidation Student Loan Consolidation (SLC) is a federally sponsored program aimed at consolidating federally sponsored student loans into one low interest federal loan, reducing monthly payments by as much as 40%. Student Loan Consolidation is seamlessly built into Ideal’s CashFlow Management© System and all forbearance and deferment privileges are reset and interest may be tax deductible.

Debt Settlement Debt Settlement is for those who have found themselves in a hardship situation and are no longer able to afford their monthly debt obligations. Debt Settlement puts you in the driver's seat by leveling the playing field between you and your creditors, without having to go to court. With our professional debt negotiator on your side, odds are very good that we can settle your past due unsecured debt for 50 to 60 cents on the dollar. We stop the high monthly payments on expensive credit card debt by setting you up on an affordable monthly payment schedule, which is then used to pay your remaining unsecured debt.

Debt Workout/Credit Counseling Debt Workout provides help to those who are struggling to afford monthly debt obligations and have found themselves in a hardship situation. By consolidating expensive credit card debt into one affordable payment, Debt Workout reduces high interest rates, stops the harassing phone calls and reduces debt payments by as much as 50%. Debt Workout also works seamlessly with Ideal’s CashFlow Management System. Tax Settlement or Offers in Compromise Tax Settlement or Offers in Compromise allows a qualifying taxpayer to settle unpaid tax liabilities for pennies on the dollar. Our professional law office can help get you a favorable settlement with an experienced IRS tax attorney.



BUILDING WEALTH

After rapidly eliminating all non-asset building debt using Ideal’s automated CashFlow Management© System, clients are then prepared to leverage their full income earning potential to begin building real wealth. Ideal provides ongoing financial education on building passive income through Real Estate, asset protection and management, trust deeds and notes, risk capital management and much more. In addition to ongoing coaching and education, Ideal provides clients with a network of Real Estate opportunities through the Ideal Wealth Network. In the Ideal Wealth Network, clients are able to access investment properties, leverage credit to participate in investment opportunities and secure solid returns on investments in first position Real Estate trust deeds and notes.

Ideal’s Coaching Series includes a powerful combination of one-on-one Coaching sessions with a certified CashFlow Specialist. Each 45 minute Coaching Session is designed to provide specific education and support to assist you in achieving all of your financial desires. Whether your goal is to build wealth, cut taxes, build credit or reduce debt, the Coaching Series provides you with the tools for success.

Building Wealth The 45 minute Building Wealth session helps you determine your risk tolerance and the relationship between interest being paid and expected return on investment, and how to safeguard your assets through the proper allocation of your returns.

Credit Consultation Receive your free tri-merged Credit Report and one-on-one training on how to read the information in your Report, what that information means to you and how to remove any inaccurate or misleading information. Learn how your Credit can literally save you $1,000s each month and the benefits of operating on a 100% CASH basis.

Equity Strategies This 45 minutes session will help you convert your equity into an investment vehicle. Learn how to use your equity to secure an 18% return on investment through Real Estate trust deeds and notes or to accelerate the elimination of high interest debt. Put your home equity to work and begin building real wealth through Ideal’s Equity Strategies Network.

Mind over Money This powerful session will help you define what financial success means to you and develop your Personal Financial Philosophy. Define your relationship with money and set short and long term goals to accomplish all that you desire.

Asset Protection With Asset Protection, you will understand the benefits of protecting your valuable assets and how to safe-guard your assets from negligence, injury, divorce or claims from creditors. You can protect your most valuable assets today with little to no money.

Money Saving Tax Strategies This 45 minute Money Saving Tax Strategies session will teach you about the benefits of owning a business and the many tax deductions that are made available to business owners. Create instant cash flow and turn your everyday expenses into valuable business deductions.

Stopping the Leaks Stopping the Leaks helps you understand why it is so difficult to identify and stop your leaking cash flow and maintain a regular budget. Learn about the importance of budgeting and how to use the Spending Quadrant to track and manage your cash flow. Make sure your budget is inline with your financial desires.

Advanced iBM and iDM Training With 45 minutes of one-on-one advanced iBM and iDM training, you will become proficient in the use of your iBillManager and iDebtManager online financial management tools, and understand the importance of automating your success through CashFlow Management.

Hardship Solutions Hardship Solutions will teach you about the many options available for those who are struggling or have experienced a hardship situation. Learn how to level the playing field between you and your creditors and how to rapidly accelerate the elimination of expensive consumer debt.

Interest Rate Reduction With Interest Rate Reduction you will review each of your credit card interest rates with a CashFlow Specialist who will teach you the determining factors of interest rates, or how rates are established. Next, you will locate your best possible interest rate and contact each of your unsecured creditors to renegotiate any questionable interest rates.



CREDIT MANAGEMENT

Protecting and managing your good credit score will save you money and ensure your continued financial success. A good credit score will help you save money on insurance, auto loans and revolving credit, as well as your home mortgage and other investment properties. With Ideal’s suite of Credit Management services, you will learn how to read and understand your Credit Report and how to remove any inaccurate or misleading information. You will also learn how your Credit really affects you and the benefits of operating on a 100% CASH basis. Managing your good credit will save you money and put you in a position to begin building real wealth. Scroll over the services below to learn more about Ideal’s suite of Credit Management solutions.

Credit Report Analysis Ideal’s Credit Report Analysis will help you understand how to read your credit report and what the information really means to you. Credit Analysis includes a free tri-merged Credit Report and will help you determine your credit worthiness and how to dispute any inaccurate or misleading information. Learn how you can literally save $1,000s each month by establishing your good credit score.

Credit Restoration Credit Restoration allows you to dispute the accuracy of negative information on your Credit Report by following the rules set by the Federal Trades Commission. The FTC requires that the information on your Credit Report to be accurate and verifiable. If we find that the information in your Credit Report is not accurate and verifiable, then you have the right to challenge and remove any inaccurate information. Credit Restoration gives you the tools to challenge any negative information on your Credit Report to ensure accuracy.